Jamilu Tukur Observer

Book Review: The Psychology of Money Most people think making money is about intelligence, education, or technical skills. But The Psychology of Money teaches something surprising: Money is more about behavior than knowledge. Written by Morgan Housel , the book explains how emotions, habits, and personal decisions shape our financial lives. What the Book Is About The book is a collection of short stories that explain how people think about money . Instead of teaching complicated financial formulas, it focuses on human behavior . Key message: Two people with the same income can have completely different financial results because their mindset about money is different . Powerful Lessons From the Book 1. Wealth Is What You Don’t See Many people show off cars, clothes, and luxury lifestyles. But real wealth is money saved and invested , not money spent. Someone who looks rich may actually be broke. 2. Luck and Risk Play Big Roles Success is not always about...

Let me tell you about a moment that stopped me. Peter Obi — former Anambra governor, 2023 Labour Party presidential candidate — walked into a room in Abuja recently and said something that a lot of Nigerians needed to hear but probably didn't want to. He said: "We are poor because we have chosen to be poor." Now before you close this tab, hear me out. Because this isn't just another politician talk. And it isn't just about Peter Obi either. It's about all of us. And the mirror we keep refusing to look into.   What He Said Obi was speaking to members of the Association of Skilled and Vocational Artisans of Nigeria. Not a glamorous crowd. Not cameras from CNN or BBC. Just working Nigerians who wake up every day and try to build something in a country that sometimes feels designed to break them. And he told them the truth. He said we give titles to thieves. We spray money on them at weddings. We let them sit front row at church while the congregation ...

The Invention of  Hysteria How a fabricated disease gave birth to one of the most enduring — and misunderstood — objects in history. A Historical Essay  ·  19th Century Medicine For centuries, the anxious woman was not anxious — she was  hysterical . If a woman felt sadness, irritability, nervous tension, or simply dared to be unhappy, the medical establishment of the ancient and modern world had a name for it, a cause for it, and — remarkably — a treatment for it. The word  hysteria  comes from the Greek  hystera , meaning uterus. The Greeks believed that the womb could wander freely through the body like a living animal, pressing against other organs and causing emotional chaos. This diagnosis endured, in one form or another, for over two thousand years. By the 19th century, "female hysteria" had become the most commonly diagnosed condition in women across Europe and North America. "The symptoms were vague enough to include al...

Last year, I sat down and asked myself a hard question: Why am I always busy but not financially stable? I was working. I was trying. I was hustling. But at the end of every month, my account looked empty. Then I discovered a simple principle that changed how I see money: Pay yourself first. Let’s break it down in simple English. 1. What Does “Pay Yourself First” Mean? Most people do this: Salary comes → Pay rent → Buy food → Send money → Buy data → Hangout → Then try to save what is left. But usually… nothing is left. Paying yourself first means: Before you pay anybody else, remove a portion for savings or investment. Even if it’s 5% or 10%. It’s not about how much. It’s about building the habit. Because if you don’t protect your money first, expenses will eat everything. 2. One Source of Income Is Dangerous Depending on only one income is risky. If salary stops, everything stops. If business slows down, pressure starts. That’s why you must build multiple streams of income. It doesn’t...

By Jamilu Observer | Political Commentary & Analysis  March 2, 2026  "They left all the Gulf states that host American military bases at the mercy of Iranian strikes.  — Senior Saudi Official If there is one statement capable of rewriting the security calculus of an entire region in a single breath, it might be the one a senior Saudi official just delivered to the world. The allegation is stark: the United States, facing an active Iranian threat, quietly repositioned its air defense assets away from the Gulf states — countries that host American military bases, purchase American weapons, and have structured their entire foreign policy around American protection — and redirected those defenses to shield Israel. No consultation. No compensation. No alternative guarantee. Just a repositioned umbrella. And a region left in the rain. The Bargain That Was Never Ironclad For decades, the Gulf Cooperation Council states operated on the basis of a clear...

We love the word trying. It sounds responsible. It sounds brave. It sounds like effort. But here is the uncomfortable truth: Trying without finishing is just stopping in slow motion. The Addiction to Starting Starting feels powerful. New business idea New fitness plan New content series New skill to learn New book to write The beginning gives us dopamine. It makes us feel productive. It makes us feel like change is happening. But starting is not transformation. Finishing is. Why Most People Don’t Finish People don’t usually quit on Day 1. They quit in the middle. The middle is boring. The middle is slow. The middle has no applause. At the beginning, people support you. At the end, people celebrate you. But in the middle? Silence. And most people interpret silence as failure. So they stop. Then they say, “At least I tried.” But trying without finishing builds a dangerous habit: It trains your brain to associate discomfort with exit. Finishing Builds Identity When you finish something — ...